The Fall Fix-Up

The Fall Fix-Up: Smart Renovations That Add Value to Your VA Home

real estate| Veterans
October 11, 2023•2 min read

As the weather cools and the leaves start to fall, now’s the perfect time for veterans to give their homes a value-boosting upgrade. Whether you’re planning to stay put or preparing to refinance, strategic renovations can increase your equity, comfort, and long-term wealth.

The best part? You don’t need to spend a fortune to see a return.

Here’s how to make your VA home fall-ready and future-proof.

1. Energy-Efficient Upgrades (Eligible for VA Energy Efficiency Mortgage)

Fall is the ideal time to install energy-saving improvements before winter hits. Think:

  • Smart thermostats

  • New insulation

  • Energy-efficient windows and doors

  • Solar panels or HVAC upgrades

Bonus: Veterans can roll these into their VA loan using the Energy Efficient Mortgage (EEM) program. That means better performance and more savings—without breaking the bank upfront.

2. Kitchen Facelift = Instant ROI

You don’t have to gut your kitchen to boost value. Small upgrades can go a long way:

  • New cabinet hardware

  • Updated light fixtures

  • Modern backsplash

  • Fresh paint or refaced cabinets

A minor kitchen remodel offers one of the highest returns on investment—often 70% or more.

3. Boost Curb Appeal Before the Holidays

Before the in-laws come over or your neighbors put up lights, give your exterior a little love:

  • Paint or replace the front door

  • Add new house numbers or lighting

  • Clean and reseal your driveway

  • Trim trees and add seasonal landscaping

First impressions matter—especially if you’re planning to refinance or sell next spring.

4. Add Storage & Functionality

Veterans with growing families or gear from years of service know the value of good storage. Consider:

  • Garage shelving

  • Attic insulation with flooring for storage

  • Mudroom or laundry upgrades

These improvements are inexpensive but add real everyday value—and attract buyers down the road.

5. Finish the Basement or Add an ADU

If you're ready for a larger project, finishing a basement or building a legal Accessory Dwelling Unit (ADU) can create a rental opportunity, in-law suite, or office. That’s instant passive income potential and a huge equity builder.

Don’t Forget About VA Renovation Loans

VA Renovation Loans allow eligible veterans to finance repairs and upgrades into their home purchase or refinance. This fall, it could be your best option to tackle that long-overdue fix-up—without draining your savings.

Bottom Line:
Fall is more than pumpkin spice and football—it’s the smart season for renovating your VA home, boosting equity, and preparing for financial opportunities ahead. A few small fixes now can mean bigger rewards down the line.

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